Frequently Asked Questions

FAQ's

Have Questions? We’ve Got Answers

Find clear, straightforward answers to the questions homeowners ask most often about roofs, inspections, insurance claims, and repairs. If you don’t see your question here, contact us anytime and we’ll help.

Will my insurance rates go up if I file a claim?

Filing a claim for hail or storm damage usually does not raise your rates because weather-related damage is outside your control. If rates rise, it’s typically due to area-wide adjustments, not your individual claim.

With a standard Replacement Cost Value (RCV) policy, you will not pay more than your deductible when HD Roofing handles your claim from start to finish.

Yes, roofs naturally depreciate. But with RCV coverage, your insurer pays the full value once the work is completed — including the depreciation amount.

We recommend at least once a year, or immediately after severe weather like hail, heavy winds, or falling debris.

Yes — HD Roofing provides free inspections for homeowners, including photos and a clear explanation of your roof’s condition.

Most residential homes are completed in 1–2 days, depending on the size of the roof and weather conditions.

Absolutely. We meet with your adjuster, explain the damage, and help ensure nothing is missed during the evaluation.

We work with asphalt shingles, metal roofs, tile, slate, stone-coated steel, and more.

Yes — all workmanship is backed by our 10-year HD Roofing Workmanship Warranty.

If you want, I can add this — just confirm if HD Roofing provides financing or if you prefer to remove this question.

Yes. If your roof has sudden storm damage, leaks, or structural concerns, we can provide fast response and temporary protection until full repairs are completed.

In many cases, small areas can be repaired. We’ll inspect your roof and recommend the most cost-effective and long-lasting solution — repair when possible, replacement when necessary.

Need Help With Something Not Listed Here?

Our team is happy to answer any questions about inspections, repairs, or insurance claims. Reach out anytime for expert guidance.